Frequently asked questions
We’ve got the answers…
Health Share Plans do not cover monthly prescriptions. Our plan provides you with a 3-tier co-pay drug card. You can talk to a doctor for free, who can also prescribe you a medication. You can then use the SHA drug card to get your prescription filled for a low co-pay
Health Share Plans require a deductible to be met each time a medical event happens. The C-DASH program provides first dollar coverage for accident claims after a $100 deductible. Each person in your family is covered for $2500 per accident with no limit per year. These claims are also reimbursable by the Health Share Plan, but not until you have met your deductible (member responsibility).
Health Share Plans do not offer dental or vision programs. The C-DASH plan provides you with access to discount dental and vision services from network providers.
First off, they were not established as a non-profit entity until 2013. Under the Federal requirements, you would be subject to a penalty under their program. Secondly, during our discussions with them, their leadership constantly looked for ways to avoid reimbursing a claim. Thirdly, at time of this writing, they had less than 500 active participants.